Current Bank Bonuses

Updated regularly with the latest offers from major banks. All bonuses require meeting specific requirements.

How to Maximize Bank Bonuses

📋

Track Everything

Keep a spreadsheet of which bonuses you've done, when you opened accounts, and when you can reapply (usually 1-2 years).

💵

Meet Requirements

Carefully read all requirements. Most need direct deposits (use your payroll) and minimum balances. Set calendar reminders.

📅

Close Strategically

Wait 6 months after bonus posts before closing. Avoid monthly fees by meeting waiver requirements or closing before they hit.

📊

Report on Taxes

All bonuses are taxable income. You'll receive 1099-INT or 1099-MISC forms. Budget for ~31% tax (22% federal + 9% CA state).