Combine small monthly savings with bank sign-up bonuses to create a tax-advantaged college fund for your child. Legal, ethical, and powerful.
Four simple tools working together to build generational wealth
Earn $3,300/year per parent by opening checking accounts at major banks like Chase, Wells Fargo, and BMO Harris. All bonuses are legal and reported on taxes.
Start with as little as $25/month per parent. Combined with bonuses, even small amounts compound into significant college savings over 17 years.
All contributions grow tax-free in a 529 plan. Withdrawals for qualified education expenses (tuition, books, housing) are completely tax-free.
Advanced: Buy a duplex/triplex near campus. Student pays rent with 529 funds while you build equity and collect rent from other tenants.
Same monthly contribution, dramatically different results
Do bank bonuses every year + monthly savings. Higher effort, but compound interest works harder for your child.
Do bank bonuses once + monthly savings. Much simpler, lower workload, but less final growth.
Use our calculator to see your personalized projection